Terms of Service
Welcome to Kluemar. These Terms of Service govern your use of our services and website. Please read them carefully before using any of our services. By accessing or using our services, you agree to be bound by these terms. If you do not agree to these terms, you must not access or use our services.
1. Definitions
For the purposes of these Terms of Service:
- ‘Company’ refers to Kluemar.
- ‘Services’ refer to any services provided by Kluemar, including but not limited to investment advisory services, portfolio management, and other financial services.
- ‘User’ or ‘You’ refers to any individual or entity that accesses or uses the Services.
2. Acceptance of Terms
By accessing or using our Services, you represent that you have read, understood, and agree to be bound by these Terms of Service. If you are using the Services on behalf of an organization or entity, you represent that you have the authority to bind that organization or entity to these terms.
3. Eligibility
To use our Services, you must be at least eighteen (18) years old or the legal age of majority in your jurisdiction. By using our Services, you represent and warrant that you meet this eligibility requirement.
4. Services Description
Kluemar provides various investment services designed to help our Users manage their investments effectively. While we strive to offer accurate and timely information, Kluemar does not guarantee the completeness, reliability, or accuracy of any information provided.
5. User Responsibilities
As a User of our Services, you agree to:
- Provide accurate, current, and complete information as required for the Services.
- Maintain the security of your account credentials and notify Kluemar immediately of any unauthorized use of your account.
- Be fully responsible for all activities that occur under your account.
- Use the Services in compliance with applicable laws, regulations, and guidelines.
- Not engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Services.
6. Account Registration
To access certain features of our Services, you may need to create an account with Kluemar. You agree to provide and maintain accurate, current, and complete information for your account registration. You are responsible for keeping your password confidential and for any activities that occur under your account.
7. Fees and Payments
Kluemar may charge fees for certain Services, which will be outlined at the time of your use of those Services. You agree to pay all fees associated with your use of our Services in a timely manner. Kluemar reserves the right to change its fees at any time by notifying you in compliance with applicable law.
8. Investment Risks
Investing in financial markets entails risk. You understand and acknowledge that:
- The value of investments may fluctuate, and you may lose money.
- Past performance is not indicative of future results.
- You should carefully consider your investment objectives and risk tolerance before making investment decisions.
9. No Financial Advice
While Kluemar provides information and tools to assist Users in making informed investment decisions, Kluemar does not provide personalized financial advice. You are solely responsible for your investment decisions, and Kluemar shall not be liable for any losses or damages arising from your decisions.
10. Third-Party Services
Our Services may contain links to third-party websites or services that are not owned or controlled by Kluemar. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Kluemar shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by your use of any such content, goods, or services available on or through any such websites or services.
11. Intellectual Property
All content, trademarks, and other intellectual property associated with Kluemar and its Services are the exclusive property of Kluemar or its licensors. You may not reproduce, distribute, modify, or create derivative works of any content without prior written permission from Kluemar.
12. Limitation of Liability
To the fullest extent permitted by law, Kluemar, its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, arising from or relating to your use of the Services or any content on the website, even if Kluemar has been advised of the possibility of such damages.
13. Indemnification
You agree to indemnify, defend, and hold harmless Kluemar, its affiliates, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your violation of these Terms of Service, or your infringement of any intellectual property or other rights of any person or entity.
14. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Kluemar is established, without regard to its conflict of law provisions.
15. Changes to Terms
Kluemar reserves the right to modify or replace these Terms of Service at any time. If the changes are significant, we will provide notice through our website or by other appropriate means. Your continued use of the Services following any changes to these terms constitutes your acceptance of the new terms.
16. Termination
Kluemar reserves the right to suspend or terminate your access to the Services at any time and without notice, for any conduct that Kluemar believes violates these Terms of Service or is harmful to other Users or the content of our Services.
17. Miscellaneous
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. These Terms of Service constitute the entire agreement between you and Kluemar regarding your use of the Services.
18. Contact Information
If you have any questions about these Terms of Service, please contact us through our website for more information. We are committed to addressing your concerns and ensuring your satisfaction with our Services.
19. Acknowledgment
By using our Services, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.