Specials

Our Services

At Kluemar, we understand that investing is not just about numbers; it’s about building your future. Our mission is to provide tailored investment solutions that meet the unique needs and goals of our clients. With a team of experienced professionals, we offer a wide range of services designed to help you reach your financial objectives. Below, you’ll find an overview of our core services, along with a guide to our realistic pricing.

1. Investment Advisory Services

Our investment advisory services are designed to offer clients personalized guidance tailored to their financial aspirations. We pride ourselves on our holistic approach which ensures that all aspects of our clients’ financial lives are taken into account.

Key Features:

  • Comprehensive financial assessments
  • Customized investment strategies based on risk tolerance and goals
  • Investment performance monitoring and reporting
  • Ongoing support for adjustments as markets change

Pricing:

Our investment advisory services are priced based on assets under management (AUM):

  • 0.75% annually for portfolios up to $1 million
  • 0.50% annually for portfolios between $1 million and $5 million
  • 0.25% annually for portfolios above $5 million

2. Wealth Management

Kluemar’s wealth management services cater to high-net-worth individuals looking to preserve and grow their wealth while planning for future generations. We take a client-centric approach to ensure comprehensive solutions that align with your long-term goals.

Our Services Include:

  • Investment management
  • Retirement planning
  • Estate and trust planning
  • Tax optimization strategies
  • Philanthropic advising

Pricing:

We offer competitive pricing for our wealth management services based on an annual advisory fee:

  • $2,500 for portfolios up to $500,000
  • $5,000 for portfolios between $500,000 and $2 million
  • $10,000 for portfolios above $2 million

3. Retirement Planning

Planning for retirement can feel overwhelming, but Kluemar is here to simplify the process. Our team of experts will help you create a comprehensive retirement plan that ensures you can live comfortably in your golden years.

What We Offer:

  • Retirement savings analysis
  • Forecasting retirement income and expenses
  • Optimal withdrawal strategies
  • Social Security benefits analysis

Pricing:

Our retirement planning services start at:

  • $750 for initial consultations and assessments
  • $3,000 for full retirement plan development

4. Portfolio Management

Creating and managing a diversified investment portfolio is crucial for investors of all levels. Our portfolio management services aim to optimize returns while minimizing risk through strategic asset allocation and management.

Services Include:

  • Asset allocation strategies
  • Investment research and analysis
  • Regular portfolio reviews and rebalancing
  • Tax-efficient investing techniques

Pricing:

Portfolio management services are offered at a flat monthly rate, depending on portfolio size:

  • $250 per month for portfolios up to $100,000
  • $500 per month for portfolios between $100,000 and $500,000
  • $1,000 per month for portfolios above $500,000

5. Financial Planning

Our comprehensive financial planning services are designed to help you articulate and achieve your life’s financial goals. We help you define your aspirations and create actionable plans to make them a reality.

We Cover:

  • Goal setting
  • Budgeting and cash flow management
  • Insurance review
  • Debt management strategies

Pricing:

Financial planning services are provided at an hourly rate or a flat fee:

  • $150 per hour for consultations
  • $2,500 for comprehensive financial planning documents

6. Risk Management and Insurance Solutions

Our risk management services ensure you are protected against unforeseen events that could jeopardize your financial future. We help identify potential risks and develop strategies to mitigate them.

Our Services Include:

  • Life and health insurance analysis
  • Property and casualty insurance reviews
  • Long-term care insurance planning
  • Disability insurance assessments

Pricing:

Pricing for risk management assessments starts at:

  • $500 for initial assessments
  • Additional services may incur varying charges based on complexity.

7. ESG and Impact Investing

At Kluemar, we offer unique investment opportunities geared toward investors who prioritize environmental, social, and governance (ESG) factors, along with those looking to make a positive impact.

Our Offering Includes:

  • ESG portfolio construction
  • Impact fund analysis
  • Investment in sustainable and socially responsible companies
  • Reporting on ESG performance metrics

Pricing:

Our ESG and impact investing services are priced competitively based on AUM:

  • 0.80% annually for portfolios up to $1 million
  • 0.60% annually for portfolios between $1 million and $5 million
  • 0.30% annually for portfolios above $5 million

8. Estate Planning

Estate planning is essential for ensuring that your assets are distributed according to your wishes while minimizing taxes and other expenses. Kluemar provides comprehensive estate planning services tailored to your unique situation.

Our Services Include:

  • Will and trust preparation
  • Power of attorney documentation
  • Healthcare proxy establishment
  • Estate tax strategies

Pricing:

Estate planning services are offered at:

  • $1,000 for will preparation
  • $3,000 for trust setup
  • Additional services based on complexity.

9. Educational Workshops and Seminars

Kluemar believes in empowering our clients through knowledge. Our educational workshops and seminars cover various topics related to investing, financial planning, retirement, and wealth management.

Workshop Themes Include:

  • Introduction to Investing
  • Retirement Strategies
  • Understanding Financial Markets
  • Estate Planning Essentials

Pricing:

Our workshops are priced affordably to ensure accessibility:

  • $50 per person for single workshops
  • $200 for access to a series of five workshops

Get Started with Kluemar

Ready to take control of your financial future? Kluemar is here to help you every step of the way. Whether you are looking for investment advice, comprehensive financial planning, or asset management, our team will work tirelessly to align our services with your goals. Contact us today to schedule a consultation and discover how Kluemar can help you achieve financial success.
James Smith